The healthcare industry is run by more non-physician healthcare workers than by physicians. The medical care provided is essential to patient care and follow-up. Mobile and in-home medical care are on the rise posing additional risks to the practitioner. Part of any healthcare facilities risk management plan is to have allied healthcare liability insurance.
Types of Allied Healthcare Professionals
Physicians handle only a small fraction of the medical care given to patients. Non-physician healthcare workers provide care and services a variety of capacities including:
- Occupational therapists
- Medical technicians
- Physical therapists
- Physician assistants
Additional Risks Posed
Medical services provided by non-physician healthcare professionals happen in hospitals, clinics and even in patient homes. Patients who are injured during the course of care may sue the practitioner or facility for negligence. Damaged property, medical payments and lost earning payments may be included in insurance policies. Coverage is necessary for full and part-time employees.
With changing technology and the flexibility now available in the medical field, allied healthcare liability insurance works to decrease the financial impacts of a lawsuit against a non-physician healthcare worker. Providing medical care comes with a wide range of risks, assess your insurance policy with an agent or broker to ensure there are no gaps in coverage.