Manufacturers understand how important liability insurance is for the company. The manufacturing environment is especially prone to safety issues. Equipment with moving parts and workers that use sharp or heavy tools contribute to a potentially dangerous situation. That’s why insurance for manufacturers must include specific coverage to protect business owners and their employees and clients. […]
Anyone operating a vessel in the marine industry is likely familiar with the required certificate of financial responsibility, or COFR for short, that these vessels are required to carry in case of oil spillage. While your company may already have a COFR, the connections between this program and your pollution insurance coverage may not always […]
Business owners across all industries are responsible for protecting their workers at all times. However, there are some areas where these matters can get a bit convoluted. If your business operates on or near large bodies of water, you need to take extra care when it comes to protecting your workers from potential injuries or […]
Nonprofit organizations are run by mission-driven individuals who want to give back to their communities and advance important causes. Senior staff members, as well as board members, contribute a lot to organizations’ day-to-day operations. No matter what degree of involvement they have in certain facets of management, they take on considerable liability risk in the […]
If you own a business with employees, you need to make sure you have the correct measures in place to protect yourself and your business. Employees can easily get injured or even killed while working and it is vital that you have the proper coverage in case something happens. There are two types of coverage […]
An RV insurance policy protects your motorhome or travel trailer. Whether you use your RV as your home or just for vacations, different policies are available to help cover the cost of injuries and damages to others or yourself. Do You Need RV Insurance? If you drive a motorhome, law requires you to carry liability […]
Government workers are liable for their actions while performing their job duties. Public official liability insurance protects elected or appointed officials, public employees and volunteers against damages or claims. Under this type of coverage, the public entities and employees are the insured. Types of Public Entities Various government bodies need this type of policy, including: […]
Business owners can find themselves in a dire situation when their ability to operate is suspended. A business that has to halt activities or close its doors to customers will likely face significant financial hardship. It’s extremely that businesses safeguard themselves against this type of occurrence with insurance. When do Do Businesses need to Use […]
When it comes to insurance needs for your business, you may find that your state has specific coverage requirements. All states are different, but the intention is to provide both employer, employee, and consumer with certain protections in the event of an accident or incident. The following policies are required under Connecticut’s commercial insurance regulations. […]
Most business owners realize the importance of insurance to protect their assets, but some do not understand the need for additional coverage. Both ocean and inland marine insurance policies can cover gaps in traditional commercial insurance. Ocean Marine Insurance The earliest marine insurance was developed centuries ago to cover sailing vessels and their contents as […]